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Since 1991, Westchester Financial has provided home and commercial loan services to the California real estate investment community. Contact us today for a custom approach to meeting your real estate financing needs.

Our Expertise
Loan Purpose Types


Rate and Term Refinance

Cash Out Refinance

Westchester Financial offers comprehensive consultation to the homeowner or future homebuyer to ensure that, when the ideal conditions exist, you will be positioned to secure the best possible loan program to fit your unique needs. 

Often, that may include guidance for clearing a credit report and evaluating your qualifications for less well-known loan options. In today's highly regulated lending industry, loan application through to closure is more complex than ever before: we will help you understand what to expect and what to prepare for during all stages of the loan process.

Unlike other mortgage advisors and services, Westchester Financial will not quote you a rate until we have reviewed your specific set of qualifications, goals and borrowing opportunities.  You will receive a custom loan program proposal. And, unlike other companies, Westchester Financial will not charge you upfront fees for credit reports and appraisals.

    Property Types

    Property Types

        Property Use

  • Primary Residence

  • Second Home

  • Investment 

  • Single Family Homes

  • Condominiums

  • 2 Unit 

  • 3 Unit

  • 4 Unit

  • Commercial Properties

    Property Types

    Property Types

       Property Usage Plan
Mortgage Westchester Financial
loan application Westchester Financial
Contact Us

Whether your loan needs are immediate or in the future, we welcome your inquiry and will schedule a consultation session at your convenience.




805 482 2125


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