Purchase​

Rate and Term Refinance

Cash Out Refinance

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Westchester Financial offers comprehensive consultation to the homeowner or future homebuyer to ensure that, when the ideal conditions exist, you will be positioned to secure the best possible loan program to fit your unique needs. 

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Often, that may include guidance for clearing a credit report and evaluating your qualifications for less well-known loan options. In today's highly regulated lending industry, loan application through to closure is more complex than ever before: we will help you understand what to expect and what to prepare for during all stages of the loan process.

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Unlike other mortgage advisors and services, Westchester Financial will not quote you a rate until we have reviewed your specific set of qualifications, goals and borrowing opportunities.  You will receive a custom loan program proposal. And, unlike other companies, Westchester Financial will not charge you upfront fees for credit reports and appraisals.

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